HOW THIS TEST WORKS
How What Is My Money Personality? works
How version core-v1 is scored, and what it can and cannot tell you.
How it is scored
This test looks at five everyday ways people handle money: saving for safety, spending for joy, planning and tracking, avoiding money matters, and sharing generously. They are based on research about money beliefs and habits (Klontz and others, 2011), goal setting and tracking (Locke and Latham, 2002; Lusardi and Mitchell, 2014), and the link between giving, spending on experiences, and happiness (Dunn and others, 2008; Van Boven and Gilovich, 2003). The style names in this test are our own.
Part 1 has 20 sentences, four for each style. Each one gives 0 to 4 points to its style. Part 2 has 20 pairs of choices. Every style is paired with every other style twice, and the choice you pick gives 3.1 points to its style. Every style can earn the same total, so the scores compare fairly.
Each style score runs from 0 to 100. Your main style is your highest score. Most people use more than one style, so look at all five.
PersonalitySite.com wrote all of these questions and descriptions. They are not copied from any other test.
What it cannot tell you
This test is for learning about yourself. It is not financial advice, and it is not a diagnosis. It cannot tell you how to invest, borrow, or spend. For financial decisions, talk to a qualified professional. Do not use it to judge people or to decide who gets credit.
How you handle money depends on how much you have, your family, and your life. Someone with little money may save out of need, not personality. Think about whether your style is a choice or a necessity.
If two styles are very close, you may use both about equally. This version has not yet been tested with a large group of people, so we do not yet know how accurate it is.